Is a High-Deductible Plan Right for You?
High-deductible health plans (HDHPs) cover a wide range of medical and prescription costs, but only after a steep annual deductible has been paid. HDHPs generally appeal more to healthier people with no chronic ailments that require regular care.
Choosing a Health Insurance Plan
It’s not easy to pick the right health insurance plan. Doing so takes time and research because the stakes are simply too high to just pick the cheapest option and hope for the best.
Understanding Medicare: Parts A, B, C, and D
Medicare contains four components: Parts A, B, C, and D. Part A is hospital insurance designed to cover inpatient care in hospitals and rehabilitation facilities.
Social Security and You: What Does the Future Hold?
If you’re counting on Social Security to provide you with a secure retirement, think again. Social Security benefits only account for less than half of today’s retirees’ income. Longer life expectancies and the aging of the population will put an increasing burden on the Social Security system, making your own retirement funding more important than ever.
What You Need to Know about Your Will
A will provides the peace of mind that comes from planning to pass on the fruits of your life’s labor to your loved ones. Without a will, the probate court will decide how your assets are to be distributed and, if minor children are involved, with whom they will live.
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LPL Research highlights sharp sector rotations, shifting leadership trends, and key market drivers shaping allocations.
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