VARBECO Wealth Management, LLC

Select Page

Planning Your Required Distributions

For those in or near retirement, the age of 70½ is a key transition point: Retirees need to begin planning for required minimum distributions (RMDs) that are taken annually from employer-sponsored retirement plans and traditional IRAs. Understanding the rules can help...

Planning for the Future — What Motivates You?

The truth is there is ample motivation to make the most of retirement planning opportunities. Reality Check It used to be that Americans could count on a pension plus Social Security to get them through their Golden Years. But traditional pensions only account for an...

Managing Cash Flow in Retirement

Detailed budgeting, frequent monitoring of income and expenses, and prompt action to address potential cash flow problems are essential elements of financial planning for retirees. Despite careful planning and reasonable assumptions about investment returns,...

How Much Do You Need to Retire? Let’s Calculate

Calculating a retirement savings goal is one of the most important steps investors can take to help determine if they are on pace to meet that goal. However, most American workers haven’t tried to figure out how much money they will need to accumulate for...

Financial Considerations for Americans Retiring Abroad

The decision to retire abroad requires you to take several unique factors into consideration. The Social Security Administration allows eligible individuals living outside of the United States to collect Social Security retirement payments. There are exceptions to the...

A Retirement Reality Check

If you have already retired or if you can count the number of years until retirement on your fingers then please heed this friendly warning: Unless you’re already making the most of your current retirement planning strategies, then it may be difficult to lay the...